CD & Deposit Account Rates | Municipal Bank | Bourbonnais • Manteno • Momence

Current CD Specials

5 Month - 4.05% APY** (New Money Only)
$25,000 Minimum Opening and $500,000 Maximum Deposit

5 Month - 3.79% APY**
$25,000 Minimum Opening and $500,000 Maximum Deposit
11 Month - 3.55% APY*
$5,000 Minimum Opening and $250,000 Maximum Deposit

Standard CD Rates

90 Day- 0.30% APY*
$2,500 Minimum Opening Deposit
6 Month - 0.36% APY*
$2,500 Minimum Opening Deposit
12 Month - 0.40% APY*
$1,000 Minimum Opening Deposit
18 Month - 0.45% APY*
$1,000 Minimum Opening Deposit
24 Month - 0.50% APY*
$1,000 Minimum Opening Deposit
30 Month - 0.53% APY*
$1,000 Minimum Opening Deposit
36 Month - 0.60% APY*
$1,000 Minimum Opening Deposit
48 Month - 0.65% APY*
$1,000 Minimum Opening Deposit
60 Month - 0.75% APY*
$1,000 Minimum Opening Deposit

*Annual Percentage Yield. All accounts compounded quarterly and automatically renew. Penalty for early withdrawal. Fees may reduce earnings. Not valid for IRA’s.
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**Annual Percentage Yield. Accounts compounded at maturity and automatically renew. Penalty for early withdrawal. Fees may reduce earnings. Not valid for IRA’s.

Rates Valid Through 01/02/2024

Standard IRA Rates

1 Year - 0.15% APY*
‍$500 Minimum Opening Deposit
18 Months - 0.20% APY*
‍$500 Minimum Opening Deposit
2 Years- 0.25% APY*
‍$500 Minimum Opening Deposit
30 Months - 0.28% APY*
‍$500 Minimum Opening Deposit
3 Years - 0.35% APY*
‍$500 Minimum Opening Deposit

*APY - Annual Percentage Yield. All accounts compounded annually and automatically renew. Penalty for early withdrawal. Fees may reduce earnings.

Rates Valid Through 01/02/2024

Personal Checking Rates

Homeowner's Choice

$1,000+ Balance
0.02% Interest Rate / 0.02% APY*

Now Account

0.03% Interest Rate / 0.03% APY*

Prestige Checking

$5,000-$29,999.99 Balance
0.02% Interest Rate / 0.02% APY*
‍$30,000-$74,999.99 Balance
0.03% Interest Rate / 0.03% APY*
‍$75,000-$99,999.99 Balance
0.05% Interest Rate / 0.05% APY*
‍$100,000+ Balance
0.12% Interest Rate / 0.12% APY*

*APY- Annual Percentage Yield. Rates subject to change at anytime without notice.

Learn More About
Personal Checking Accounts

Personal Savings Rates

Minor Savings

0.03% Interest Rate / 0.03% APY*

Statement Savings

$300-$24,999.99 Balance
0.03% Interest Rate / 0.03% APY*
‍$25,000+ Balance
0.04% Interest Rate / 0.04% APY*

24K Savings Account

$2,500-$24,999.99 Balance
0.25% Interest Rate / 0.25% APY*
$25,000-$74,999.99 Balance
0.40% Interest Rate / 0.40% APY*
$75,000-$149,999.99 Balance
0.50% Interest Rate / 0.50% APY*
‍$150,000+ Balance
0.70% Interest Rate / 0.70% APY*

Christmas Club Savings

0.03% Interest Rate / 0.03% APY**

* APY – Annual Percentage Yield. Rates subject to change at anytime without notice. **Interest on Christmas club accounts compounds annually.

Learn More About
Personal Savings Accounts

Commercial Account Rates

Commercial Checking Account

An earnings credit will be applied to the account to offset monthly fee. The earnings shall be indexed at a rate of 0.05% and will be computed on the average daily balance.*

Interest Bearing Business Checking

0.03% Interest Rate / 0.03% APY*

Commercial Statement Savings

$300-$24,999.99 Balance
0.03% Interest Rate / 0.03% APY*
‍$25,000+ Balance
0.04% Interest Rate / 0.04% APY*

24K Commercial Savings Account

$2,500-$24,999.99 Balance
0.25% Interest Rate / 0.25% APY*
$25,000-$74,999.99 Balance
0.40% Interest Rate / 0.40% APY*
$75,000-$149,999.99 Balance
0.50% Interest Rate / 0.50% APY*
‍$150,000+ Balance
0.70% Interest Rate / 0.70% APY*