Personal Checking Accounts

Checking That Fits Your Lifestyle

Municipal Bank offers a variety of checking accounts to fit your individual needs. To enhance your banking experience and to provide you with easy, convenient access to your money, we offer debit cards, online and mobile banking, mobile deposit, and bill payment.

To open an account or learn more, stop by any branch.

Find A Branch Near You

Non-Interest Bearing Account Options

*Go Green Checking

Minimum opening deposit: $100
$7 monthly service charge waived with $100 daily minimum balance
Reoccurring direct deposit and eNotifications are required to avoid a $5 monthly paper statement fee

*Basic Checking

Minimum opening deposit: $400
$5 monthly service charge waived with $400 daily minimum balance
15¢ for each check written in excess of 30 per statement cycle

*Student Checking

Minimum opening deposit: $100
$4 monthly service charge waived with $100 daily minimum balance
eNotifications are required to avoid a $5 monthly paper statement fee
15¢ for each check written in excess of 30 per statement cycle

*Golden Age Checking

Must be 65 years or better
Minimum opening deposit: $100
No monthly service fee

*All checking accounts subject to $50 early close fee if closed within first 6 months.

Interest Bearing Account Options

*Homeowner's Choice

Minimum opening deposit: $100
Existing mortgage customers enjoy no monthly fees
eNotifications are required to avoid a $5 monthly paper statement fee.
Non-mortgage customers: $6 monthly service charge waived with $550 daily minimum balance

*Now Account

Minimum opening deposit: $1,000
$6 monthly service charge waived with $550 daily minimum balance
15¢ for each check written in excess of 30 per statement cycle

*Prestige Checking

Minimum opening deposit: $2,500
$10 monthly service charge waived with $2,500 daily minimum balance
20¢ for each check written in excess of 20 per statement cycle