Be Aware... Fraudsters are calling people and telling them that their debit card has been "locked" and they need to enter their card number on the phone to unlock it. Do Not enter your Card Number. The Bank knows your card number and would never need the entire number, nor do we "lock" cards.
In this latest scam targeting our senior community, the victim is contacted by phone by an unknown subject who advises them that their bank account has been compromised. They are then instructed to proceed to their bank, withdraw a specified amount of cash, then meet the subject at a location and time provided by the caller, and they will resolve their bank account issues for them. Do not fall victim to phone scams. If you're concerned an account or credit card has been compromised, call your Bank or Credit Card company directly.
If you receive a phone call from someone claiming to be from Microsoft or Windows and says your computer is infected, just hang up. Microsoft never makes unsolicited support calls. Scammers pretending to be from the company try to fool you into buying bogus antivirus software and/or letting them infect your PC with malware.
As you may have heard, Equifax, one of the three largest credit monitoring bureaus in the U.S., announced a data breach at the company that may have affected 143 million U.S. consumers. The breach included Social Security numbers, birth dates, addresses and credit card numbers, as well as other personal information. This breach does not affect your Municipal Bank account.
To help determine if your personal information was compromised, Equifax has a website equifaxsecurity2017.com where you can learn more about the incident and enroll in a free credit monitoring service.
To further protect yourself from future incidents, you should consider the following:
1. Sign up for the credit monitoring service of your choice
2. Freeze your credit files
3. Monitor your bank and credit cards
4. Do not trust emails that appear to come from Equifax